Your tax year ends on December 31
Most of us think about taxes in April. By then the year is over. Your tax preparer can only write down what already happened. The moves that save you money happen before December 31. After that most of them count for next year. The session is on November 17. That leaves you 44 days to act.
The five things Kim will cover
Most high earners pay too much tax. It's not because they're careless. It's because no one showed them the options. Kim takes the moves that wealthy investors use. She turns them into plain steps. Here is why each one matters for people with our job.
What you can still do for 2026.
Some tax moves only count if you make them by December 31. Others can wait until April. Kim shows you which is which. You'll leave with a short list for the rest of the year.
Why it matters to usMany of us earn W-2 pay and 1099 pay. Each one has its own year-end moves. Most of us hear about them in April. That's too late.
Depreciation, made simple.
Buildings wear out over time. The tax code lets you take a deduction for that each year. You don't spend any cash to get it. Sometimes it turns into a loss on paper. Kim shows how it works. She shows where it lands on your K-1 tax form.
Why it matters to usMany CRNAs invest in real estate. Few of us know how the tax side works. That's where a lot of the benefit is.
Cost segregation and bonus depreciation in 2026.
These let you take more of that deduction sooner. Sometimes a big part of it comes in the first year. Kim covers the rules for 2026. She walks through the math on a $100,000 example.
Why it matters to usThe date matters here too. A property has to be ready to rent by December 31 to count for 2026.
The moves most people never hear about.
How you set up your 1099 work. When you take income. When you pay costs. Self-directed retirement accounts. Pairing your work pay with real estate losses. Kim explains when each one helps. She explains when it doesn't.
Why it matters to usMany of us pick up side work. How you set it up changes what you owe. Missed our IRA session? Watch it here.
Your plan for 2027.
Next year's savings start on January 1. Kim shows what to set up in January. Not in April. A plan you make now works for you all year.
Why it matters to usWe plan every case before we start it. Our taxes deserve the same.
Real numbers. Plain English. Bring your questions. Kim answers them live at the end.
Meet Kim Hopkins, EA
Kim is the Director of Tax Planning at Doc Wealth. The firm helps physicians and other high earners with their taxes.
Kim is an Enrolled Agent. That's the top credential the IRS gives. Her job is to help people lower their tax bill. Legally. With a plan.
She cuts through the noise. She shows how depreciation works. She shows how cost segregation works. She shows how to set things up. She uses real numbers. And she says it in plain English.
- Where high earners lose the most money. And how to stop it.
- How depreciation can lower your tax. With real numbers.
- The 2026 rules. What they mean for your return.
- Answers to your own questions. Live.
Hosted by Edwin Valverde, CRNA
I'll host the evening. I'll open the room. I'll carry your questions from the chat. And I'll ask the blunt ones myself.
I'm a CRNA in Houston and I still work cases every week. Every spring I hear the same story from colleagues. They learn about a tax move in April. By then it's too late to use it. So I asked Kim to come in November. This year we hear it while there's still time.
"I'm not teaching you to leave the OR. I'm teaching you to stop needing it."
Edwin Valverde
CRNA · Founder, Off the Clock
How the evening runs
Tight and useful. We start on time. We don't cut the questions short while hands are still up.
Welcome from Edwin
5 minWhy we're here. Who Kim is. How to ask a question.
The December 31 deadline
10 minWhat still counts for 2026. What can wait until April.
Depreciation and cost segregation
15 minHow a paper loss works. The 2026 rules. The math on a $100,000 example.
The moves most people miss
10 minYour 1099 setup. Timing. Pairing your work pay with real estate losses.
Your plan for 2027
5 minWhat to set up in January so next year costs less.
Live Q&A
15 minYour questions. Your situation. Answered live by Kim with Edwin in the room.
This evening was built for you
- You expect a big tax bill in April. You want it smaller.
- You picked up 1099 work this year. You're not sure what you can still do.
- You own a rental or want one. You've heard of depreciation. You don't know how it works.
- Your tax plan is filing in April. You want a real plan for 2027.
What this evening is
- Live on Zoom for Off the Clock members
- Real numbers in plain English
- What to do before December 31
- Your questions answered live
What it isn't
- Open to the public
- Tax, legal or investment advice
- A lecture full of jargon
- Something you have to pay for
The honest answers
Why does December 31 matter so much?
Many tax moves only count for 2026 if you make them by December 31. After that they count for 2027. A few things can wait until April. Kim will show you which is which.
I'm W-2 only. Is this for me?
Yes. W-2 pay has year-end moves too. If you also do 1099 work you have even more options.
Can a real estate paper loss lower the tax on my paycheck?
Sometimes. The rules are strict. It depends on your income, your job and how you own the property. Kim will explain when it works and when it doesn't. Bring your own case to the Q&A.
Is Kim a CPA?
No. Kim is an Enrolled Agent. The IRS licenses EAs to prepare taxes and to represent people before the IRS. Nothing in the session is personal tax advice. Take what you learn to your own tax pro before you act.
Why is this one members only?
Because the best part is the questions. A room full of people with our job asks better ones. It keeps the Q&A honest and specific. Not in yet? Joining is free and takes a minute.
What does it cost?
Nothing. It's free for members.
I'm on call that night. Should I still register?
Yes. Plans change and cases finish early. Just know the session and the Q&A happen live once. If you can swap one shift in November make it this one.
I'm an SRNA. Is this worth my evening?
Yes. It's far easier to set things up right before your first big paycheck. Fixing them later is harder.
Tuesday, November 17 · 6:30 PM ET · Members only
One hour. Save on taxes this year and next.
The year ends on December 31. After that many of this year's moves are gone. Spend one hour with Kim. Leave with a list for 2026 and a plan for 2027. It happens live once. Save your seat now.